Michal Smetana · Updated 30/09/2026

Buy-to-let in České Budějovice: rental yield, rent and cash flow (2026)

Is a buy-to-let flat in České Budějovice worth it? Rent 283 CZK/m², price 95,710 CZK/m², gross yield 3.5%. Cash flow and IRR of a 45 m² mortgaged flat for long-term and short-term letting.

A 45 m² flat in České Budějovice at the average price of 4,310,000 CZK lets long-term for about 12,700 CZK a month, a gross yield of 3.5%.With an 80% mortgage, in the first year you top up 10,060 CZK a month. The return on equity (IRR) including a sale after 10 years is 7.5%, rated "investment with caveats".

The market in České Budějovice

Average rent	283 CZK/m² a month
Average asking price	95,710 CZK/m²
Gross yield	3.5% (11 of 13 regional capitals)
Short-term letting: average nightly rate	1,500 CZK
Tourist tax	30 CZK per person per night

Long-term or short-term letting?

A 45 m² flat for 4,310,000 CZK, deposit 862,000 CZK, 30-year mortgage, sale after 10 years at 4% annual price growth.

	Long-term let	Short-term (Airbnb)
Monthly income	12,700 CZK	31,920 CZK (revenue at 70% occupancy)
Cash flow after tax, year 1	-10,060 CZK	-17,308 CZK
Return on equity (IRR)	7.5%	2.3%
IRR in the pessimistic scenario	0.4%	-5.9%
No monthly top-up from	rent of 21,522 CZK	not reachable
Rating	investment with caveats	weak investment

To rate green as a good investment, the flat would have to cost at most 2,820,000 CZK, 35% below the average. Short-term letting at an average 1,500 CZK a night does not work in České Budějovice: not even full occupancy would cover the mortgage, host management, platform fees, cleaning and tax. The IRR at 70% occupancy is only 2.3%.

All cities are compared in the rental yield index. See also how to read the results and Airbnb or a long-term let.

Assumptions

Price = average price per m² × 45 m², 20% deposit, interest at the current market average.
Owners' association payments, property tax, insurance and maintenance by city; for a long-term let one empty month at the start and half a month at each change of tenant.
Short-term letting: 70% occupancy, 20% host management, 15% platform fees, cleaning, energy, furnishing 250,000 CZK, run as a side trade.
Personal income tax. Data as of 30 September 2026.

Other cities

Frequently asked questions

Is a buy-to-let flat in České Budějovice worth it?

A 45 m² flat in České Budějovice at the average price of 4,310,000 CZK with a 20% deposit, let long-term, costs you 10,060 CZK a month. The return on equity including a sale after 10 years (IRR) is 7.5%, rated "investment with caveats". To rate green as a good investment, the flat would have to cost at most 2,820,000 CZK, 35% below the average.

What is the rental yield in České Budějovice?

The gross yield (annual rent / price) in České Budějovice is 3.5%, number 11 of 13 Czech regional capitals. The net yield after running costs is 2.8%.

How much is rent in České Budějovice?

Average rent in České Budějovice is 283 CZK per m² a month (Deloitte Rent Index Q2 2026), so roughly 12,700 CZK for a 45 m² flat excluding service charges.

Does Airbnb pay off in České Budějovice?

Short-term letting at an average 1,500 CZK a night does not work in České Budějovice: not even full occupancy would cover the mortgage, host management, platform fees, cleaning and tax. The IRR at 70% occupancy is only 2.3%.

Sources

This text is indicative and does not replace tax, legal or financial advice. For binding decisions consult a Czech tax adviser. · Privacy policy · Terms of use ·